Urgent Credit Help

User Name: ron

Date: May 15, 2007, 3:57 pm

how does applying for 0 balance transfers effect my credit rating.

People often transfer their balance to a better card if their current bank does not reduce their rate. If you want to apply for 0 balance transfers, take Credit card applications for balance transfer into account. Apply for a credit card with the best offer, i.e. there is no balance transfer transaction fee. But don't do it frequently, because each new credit card requires another credit inquiry. Too many inquiries can lower your credit score, as it increases the amount of your debt. Banks may notice the pattern of transferring balances, and it may affect their decision to give you another credit, even if your credit rating is ok. All the best, Manager of Immediate Credit Card Care Service

User Name: anne francis

Date: August 1, 2007, 11:20 pm

WaMu Washington Mutual's rating?

In fact, it is a bit unclear what you refer to in your question. In case you mean the rating of the Washington Mutual as a credit bureau, then it is not a bureau. Washington Mutual is a bank issuing different types of the credit cards. If the case in point is its rating among the other banks, we should inform you that the aim of our website is to present the best credit cards offered by various financial organizations and it is outside our competence to judge whether it will be good for you to deal with this or that bank. Besides, we do not even provide the possibility to apply for the cards of the Washington Mutual here. We'd rather recommend you to browse the information you need in the Internet. All the best, Manager of Immediate Credit Card Care Service

User Name: Beverly Ivory

Date: November 13, 2007, 3:50 am

Bank of America has 1% monthly payment plus interest I am looking for 0% for 12 months, no transfer fees, and 1% or less monthly payments

We would like to recommend you Platinum Visa by Chase Bank. It has 0% introductory APR for 12 months, no annual fee and 3% fee rates. There are balance transfer cards with no fees at all, but their introductory period is much shorter and interest rates are higher. So our advise it to consider credit deals with some small fees and longer introductory period.

User Name: padron

Date: November 13, 2007, 3:50 am

which is the best LOW INTEREST Cash Back Credit Cards

If you are looking for the best cash back credit deal you should consider our outstanding offers. They will let you earn superior rebates with purchases. We advise you to pay your attention to the Blue Cash Card from American Express. It is designed for good or excellent credit history. This card provides 0% intro APR on purchase for 6 months, no annual fee, up to 5% cash back with unlimited cash rewards, low balance transfer rate, unlimited cash back, flexibility to pay over time. It offers 12,74% ongoing APR on purchases and balance transfers and 20,74% default APR in terms of non payment. It has 6 months introductory period. We think this card suits your requirements.

User Name: RHONDA RICE

Date: November 26, 2007, 5:45 am

IF I HAVE SOMEONE THAT HAS GOOD CREDIT. COULD THAY COSINE FOR ME A CARD BECOUSE I DO NOT HAVE ANY CREDIT.

Yes. Sure you can get a credit card with a co-signer. All credit cards for good or excellent credit allow to co-sign for someone. The only thing is that you can't apply with a co-signer online. It works this way: a person with a good history applies online for a credit card. He gets approved. Then he contacts the bank and says he would like to add somebody to his account and that he will be a co-signer for this person. He must tell Social Security Number of that person. You wil share an account with a co-signer. Please note that you will have different credit cards with different numbers. But you will have one account and credit limit for two. It's a good way to build your own credit.

User Name: Martin Orwell

Date: November 19, 2008, 1:57 am

I’m looking for a credit card to rebuild credit. I filed bankruptcy and now want to start all over again. Thanks.

Our website features a selection of special credit card offers for bad credit. You are welcome to compare their features and apply online for a card best fitting your specific needs and paying resources. If you prefer unsecured credit line, look among cards for bad credit offered by First PREMIER® Bank. These cards offer low initial credit limits, reasonable annual fee and highly competitive APR on purchases. They are perfect in rebuilding credit as long as you make on time monthly payments and keep balances low.

You may want to apply for one of the secured credit cards online. They do not check your credit and so are more loyal to bad credit applicants. By making responsible monthly payments on your account you'll rebuild credit in a few months.

Look through all card offers for bad credit online and apply now.

User Name: Daniel

Date: November 19, 2008, 3:00 am

Suggest me a good visa credit card please. I plan to travel for business and I need a good card to finance me. My credit is 745 at Experian and 751 with TransUnion

A good-to-excellent credit allows you to apply and qualify for some of the best travel rewards credit cards. Look through the frequent flyer credit cards presented online, compare their rewards programs and fees and make your application for a most attractive offer. Consider miles rewards cards from American Express, Discover and Capital One. Enjoy no limits on the miles and no expiration dates on some of the best cards. Some frequent flyer credit cards may charge annual fees but their APRs are among the lowest on rewards plastics. You may choose a card to earn miles on a certain airline or a range of US airlines participating in the program.

Apply for a frequent flyer card today to save and earn on business flights and other business-related purchases.

User Name: Marta

Date: November 19, 2008, 3:49 am

I’ve just started college and I’m bombarded with credit cards. But I need more choice…

As a college student you can choose among a great variety of credit cards tailored to your specific needs. Most banks will approve you for a student credit card even if your score is zero and you've never had a bank account. Such major US card companies as Discover offer cards with reasonable credit limits, attractive fees and competitive APRs - all designed to help you start and build good credit easily and quickly. Some students credit cards online offer additional services such as free online account management and bill payment service and your own image/photo uploads. Some cards come with great perks, such as cash back and points rewards programs. You are welcome to see and compare all student card offers available online and apply for the card best fitting your needs.